A new Vanguard study finds recent retirees are more satisfied financially than preretirees think they will be. Resolving uncertainty plays a part, and more advice could help.
Vanguard Global Chief Economist Joe Davis discusses signs of a possible Fed interest-rate hike but cautions investors to consider possible long-term market and economic implications.
Michael Palazzi, senior DC investment strategist, Vanguard Defined Contribution Advisory Services, shares how a “vanilla” TDF portfolio construction can be the best option for plan participants.
Should your defined-contribution retirement plan serve employees to retirement or through retirement? For sponsors interested in the lifetime approach, the head of our institutional business explains five plan design options.
In this year’s Berkshire Hathaway shareholder letter, Warren Buffet singles out the long-term positives of low-cost investing, and the role Vanguard’s founder has played in making low-cost investing so widely available.
While it’s important for plan sponsors to balance the need for a well-designed default fund against the expanded menu options for a minority of participants wanting to make active investment choices, participant savings rates are even more important.
William Doughty, senior manager of Vanguard Strategic Retirement Consulting, suggests three handy tools that can help plan sponsors manage their retirement plans more efficiently and identify improvement opportunities.
A negatively yielding investment would seem to have no place in anyone’s investment portfolio. But there’s a sound reason why an allocation to international bonds—some with negative yields—is fundamental to Vanguard Target Retirement Funds.
The mischief and merriment we associate with Thing One and Thing Two offer a lesson for retirement plan sponsors: People counting on defined contribution plans need to get only two things right.
Everyone gets a lot of messages these days, from texts to emails to social media. How do we cut through all that noise to help participants take positive steps toward retirement readiness? With experimentation and a personal touch.