The demographic changes occurring in the United States will not have a negative impact on future stock returns. The clearest path to financial success is still an investment strategy focused on discipline, diversification, and patience.
The prospect of rising interest rates has some pension sponsors concerned about the limited supply of long-term corporate bonds. Vanguard Lead Investment Actuary Brett Dutton explains why such concerns need not translate to immediate action.
The rise of autopilot plans has led to clear success in two areas, but there’s still work to be done in boosting participant retirement savings rates.
Learn about Vanguard’s new participant homepage, which makes it easier for participants to understand what they have, what it means, and what they should do next.
The prospect of rising interest rates could make plan sponsors lose sight of the greatest risk to participants in target-date funds, along with the important reasons to invest in bonds.
This blog discusses creating a cadence for planwide events. Margaret Rux, head of Vanguard Strategic Retirement Consulting, says a schedule of reenrollments and sweeps can improve plan participation rates and help get participants into age-appropriate investments.
Michael Palazzi, senior DC investment strategist, Vanguard Defined Contribution Advisory Services, shares how a “vanilla” TDF portfolio construction can be the best option for plan participants.
Should your defined-contribution retirement plan serve employees to retirement or through retirement? For sponsors interested in the lifetime approach, the head of our institutional business explains five plan design options.