In this year’s Berkshire Hathaway shareholder letter, Warren Buffet singles out the long-term positives of low-cost investing, and the role Vanguard’s founder has played in making low-cost investing so widely available.
While it’s important for plan sponsors to balance the need for a well-designed default fund against the expanded menu options for a minority of participants wanting to make active investment choices, participant savings rates are even more important.
Handy plan sponsor tools
Categories: RetirementWilliam Doughty, senior manager of Vanguard Strategic Retirement Consulting, suggests three handy tools that can help plan sponsors manage their retirement plans more efficiently and identify improvement opportunities.
A negatively yielding investment would seem to have no place in anyone’s investment portfolio. But there’s a sound reason why an allocation to international bonds—some with negative yields—is fundamental to Vanguard Target Retirement Funds.
A Seussian approach to DC plan design
Categories: InvestmentsThe mischief and merriment we associate with Thing One and Thing Two offer a lesson for retirement plan sponsors: People counting on defined contribution plans need to get only two things right.
Everyone gets a lot of messages these days, from texts to emails to social media. How do we cut through all that noise to help participants take positive steps toward retirement readiness? With experimentation and a personal touch.
When the music changes, so does the dance
Categories: Fiduciary, RegulatoryThe U.S. Department of Labor’s new fiduciary rule promises a more transparent financial planning environment. Advisors to retirement plans, plan fiduciaries, or individual retirement investors, however, may need to learn some new moves.
No matter if you’re a small business owner with 100 employees or a multinational Fortune 500 enterprise, we recommend that you incorporate the behavioral principle of framing through a tiered menu format.
Vanguard’s investment tips for 2017
Categories: InvestmentsIn advance of his annual look-ahead webcast, Vanguard Chairman and CEO Bill McNabb shares four insights designed to help investors no matter what happens in 2017.
With sponsors increasingly focused on retirement readiness, Vanguard’s head of Retirement Plan Client Services explains how plans can help prepare employees to retire at a time that makes sense for both them and your organization.
