The single-fund solution works for most plan participants. But for those who are more informed and engaged, adding a satellite investment on top of a TDF isn’t necessarily a mistake.
The case for cadence in smart plan design
Categories: RetirementThis blog discusses creating a cadence for planwide events. Margaret Rux, head of Vanguard Strategic Retirement Consulting, says a schedule of reenrollments and sweeps can improve plan participation rates and help get participants into age-appropriate investments.
In case of emergency…
Categories: RetirementAs the baby boomers retire, there is growing concern about the potential financial exploitation of seniors. Early in 2017, the SEC approved rules enabling firms to obtain emergency contact information when opening an account.
Heeding the call of (fiduciary) duty
Categories: FiduciarySometimes the ‘basics’ get so shopworn they lose their punch—like the solemn performance of fiduciary duty and its importance to every retirement plan sponsor and nonprofit institution and their investment committees. Here’s a brief refresher.
Joe Davis, Vanguard’s global chief economist, outlines possible policy changes from the Federal Reserve and Capitol Hill. He suggests that investors keep their focus on the long term, rather than trying to respond to an ever-changing policy environment.
Improvement is a continuous journey
Categories: RetirementBill Doughty, senior manager, Vanguard Strategic Retirement Consulting, gives examples of how Vanguard Plan Effectiveness Index™ has helped improve sponsors’ retirement plans—and how it can help you and your participants.
Conventional wisdom doesn’t always hold up when you look at the data. You don’t have to drink 8 glasses of water a day, and inefficient markets don’t make it easier for active managers to outperform.
What feedback, concerns, and recommendations does Vanguard have for the U.S. Department of Labor as the fiduciary rule moves forward? Vanguard CEO Bill McNabb discusses five focus areas.
All the competing priorities in an employee’s life can leave retirement planning on the back burner. But Vanguard CEO Bill McNabb describes how more defined contribution plans are adding automatic features that allow inertia to work in their favor.
Martha King, managing director of Vanguard Institutional Investor Group, outlines three proven strategies sponsors can use to build a best-in-class retirement plan for their participants.
