The single-fund solution works for most plan participants. But for those who are more informed and engaged, adding a satellite investment on top of a TDF isn’t necessarily a mistake.
Retirement
Explore new approaches on plan design,
behavioral economics, and participant behavior.
Recent posts
The case for cadence in smart plan design
Categories: RetirementThis blog discusses creating a cadence for planwide events. Margaret Rux, head of Vanguard Strategic Retirement Consulting, says a schedule of reenrollments and sweeps can improve plan participation rates and help get participants into age-appropriate investments.
In case of emergency…
Categories: RetirementAs the baby boomers retire, there is growing concern about the potential financial exploitation of seniors. Early in 2017, the SEC approved rules enabling firms to obtain emergency contact information when opening an account.
Improvement is a continuous journey
Categories: RetirementBill Doughty, senior manager, Vanguard Strategic Retirement Consulting, gives examples of how Vanguard Plan Effectiveness Index™ has helped improve sponsors’ retirement plans—and how it can help you and your participants.
All the competing priorities in an employee’s life can leave retirement planning on the back burner. But Vanguard CEO Bill McNabb describes how more defined contribution plans are adding automatic features that allow inertia to work in their favor.
Martha King, managing director of Vanguard Institutional Investor Group, outlines three proven strategies sponsors can use to build a best-in-class retirement plan for their participants.
A new Vanguard study finds recent retirees are more satisfied financially than preretirees think they will be. Resolving uncertainty plays a part, and more advice could help.
