Would an “auto-annuitize” feature in a TDF benefit participants? Vanguard’s John Croke explains why this would require plan sponsors to base the annuity decision on limited participant information and suggests other changes plan sponsors could make within today’s regulatory environment.
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These posts, which cover everything from nonprofit investing to designing your most effective retirement plan, were the eight most-read articles on the Vanguard Blog for Institutional Investors in 2018.
Plan sponsors should consider a stable value fund, which generally provides the yield of a short- to intermediate-term bond fund with the price volatility of a money market fund. This may help retirees drawing down savings.
When assisting nonprofits as an outsourced CIO, Vanguard offers a straightforward, competitive, and low-cost alternative to the famous Yale endowment model.
Senior Investment Strategist Chris Tidmore explains how properly benchmarking hedge funds and other alternatives can improve their relative performance.
Recent claims that the Barclays U.S. Aggregate Index (the “U.S. Agg”) is now somehow greatly different than it was do not make sense to me. As Vanguard has noted before, investment grade bonds remain a good source of diversification.
The single-fund solution can work for most plan participants. But for those who are more informed and engaged, adding a satellite investment on top of a TDF isn’t necessarily a mistake.