Andrew J. Patterson

Andrew J. Patterson, CFA, is a senior international economist in Vanguard’s Investment Strategy Group, where he leads the team charged with developing and communicating Vanguard’s economic and market outlook. He has co-authored research on a number of topics, including the global economy, fixed income, asset allocation, and broader economic and financial market trends while also providing support for various investment management initiatives, including the Vanguard Capital Markets Model®.

Mr. Patterson joined Vanguard in 2002. He earned a B.S. in finance with a minor in economics from The Pennsylvania State University and an M.B.A. from Villanova University. He is a CFA® charterholder.

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Investments in bond funds are subject to interest rate, credit, and inflation risk.

Diversification does not ensure a profit or protect against a loss.

Foreign investing involves additional risks including currency fluctuations and political uncertainty.

Stocks of companies in emerging markets are generally more risky than stocks of companies in developed countries.

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