Top ten lists are a dime a dozen.
While it’s easy to find year-end lists for the top ten movies and books, those who want to dig a little deeper can find top ten lists for everything from most dangerous fish to romantic European getaways.
But a top eight list? Now that’s unique! Then again, so is the Vanguard Blog for Institutional Investors, where our experts in investing, retirement saving, plan design, and the economy regularly weigh in on topics foremost on the mind of plan sponsors and participants.
8. Two cheers for plan design! Shannon Nutter-Wiersbitzky, head of Participant Strategy and Development for Vanguard’s institutional business, proposes that plan sponsors use “courageous plan design” to help participants increase their retirement savings rates.
7. Demographics and equity returns: A far-fetched horror story. Joe Davis explains why he thinks that baby boomers’ reduced equity exposures will be offset by millennials’ equity purchases.
6. Caution on ‘buy bonds now while supplies last.’ Brett Dutton, lead investment actuary for Vanguard Institutional Advisory Services®, explains why the prospect of rising interest rates need not trigger a rush among pension sponsors to buy long-term corporate bonds.
5. The biggest risk to target-date funds isn’t what you’d expect. While plan sponsors focus on interest rate risk in target-date funds (TDFs), they can lose sight of this—the greatest risk to their TDF-invested plan participants.
4. I just don’t get it. Jim Rowley of Vanguard Investment Strategy Group examines complaints about the weighting of government bonds in the Barclays U.S. Aggregate Index and finds little reason for fuss.
3. How Vanguard’s investing approach can strengthen nonprofit endowments. Part one of this three-part series examines the investing landscape for educational institutions and describes what endowments can do today to help improve investment outcomes.
2. Looking past the Fed’s next rate hike. Vanguard Global Chief Economist Joe Davis looks at how further rate hikes by the Federal Reserve are likely to affect the bond and stock markets.
1. Why the endowment model has lost its edge. This three-part series examines the challenges that colleges, universities, and private secondary schools encounter when investing with the endowment model and discusses how we can help educational institutions improve performance to grow endowments.
Thanks for reading! Have a Happy New Year and please join us again in 2019; you’ll be sure to find more timely insights, storytelling, and thought leadership at our Vanguard Blog for Institutional Investors.
- For more information about Vanguard funds, visit vanguard.com or call 800-523-1036 to obtain a prospectus or, if available, a summary prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.
- Investments in target-date funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year (the target date) when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in target-date funds is not guaranteed at any time, including on or after the target date.
- All investing is subject to risk, including the possible loss of the money you invest.