Steve Utkus, principal and director of Vanguard Center for Retirement Research, analyzes DB and DC plan performance data. He concludes more data and deeper analysis are needed for more concrete results.
John Schadl, head of Vanguard ERISA & Fiduciary Services, takes a closer look at one provision of the DOL’s final rule updating the definition of fiduciary advice.
Target-date funds and managed accounts are reshaping the retirement landscape. And a critical factor in their success is the fact that participants tend to stick with these strategies after they’ve been adopted.
As voters in the United Kingdom head to the polls to determine whether to remain in the EU, Vanguard’s Peter Westaway discusses potential implications of this vote on the United Kingdom and United States.
Retirement plan sponsors have many fiduciary responsibilities to their plan and participants. Financial professionals can provide coaching in many areas, including investment selection, plan administration, and fiduciary compliance.
A lump-sum option to DB plan participants can reduce a plan’s liabilities—a good thing. Making it available to pensioners? Not so good and not any more, says the IRS to in-pay retirees and beneficiaries. Blogger Paul Bosse agrees, and explains why.
Dave Stinnett, head of Vanguard recordkeeping plan administration, discusses how the new plan sponsor website, Vanguard My Plan Manager, is optimized for self-provisioning and mobile devices.
Greg Davis, global head of Vanguard Fixed Income Group, discusses why many investors might want to have exposure in their portfolios to Vanguard Core Bond Fund.
Do subdued growth expectations require a policy response? Take a closer look and you’ll find 2% growth is neither new nor subpar. Rather it’s sustainable and healthy.
Shannon Nutter-Wiersbitzky, head of Participant Strategy and Development, explains reasons why benefits fairs are often not effective ways to promote retirement plan providers; instead she suggests scheduling employee meetings dedicated to retirement planning on a regular basis.