Vanguard My Plan Manager will transform the plan sponsor experience for clients, helping them anticipate the trends that lie ahead while maintaining peace of mind by resolving issues, staying compliant, and ensuring accuracy.
Vanguard’s Matt Brancato says it wasn’t a lot of fun to attend four different schools in three different places as a kid. By contrast, two changes to Target Retirement Funds are exciting for a number of reasons.
When it comes to target-date funds, it’s easy to be impressed by surface complexity but true innovation comes from being able to express great ideas simply to a broad audience.
When a family member is adamant that higher interest rates are right around the corner and that protection from bond risk is of paramount importance, Vanguard’s Chris Philips espouses the virtues of indexing one’s bond exposure.
Good-bye MAP-21. Hello HATFA, whose discount rate can help lower DB contributions but won’t do a thing about lifting DB funding level. Here, discount rates―and how they are applied to various plan options―are explained.
The Vanguard Participant Experience has been working on a suite of “one-click” transactions to cut through complexity and stave off inertia. After all, Vanguard is selling savings, just like Amazon sells books.
Innovative elements in DC plan structures around the world are helping to ensure better retirement outcomes for employees, but no single structure today incorporates all of these elements.
Vanguard Chief Economist Joe Davis reviews his 2014 predictions and lists the year’s biggest surprises. He also questions investors’ continued appetite for aggressive asset locations in light of increasing valuations and risk.